Banking & Core Systems

Digital banking platforms customers actually use

Mobile and internet banking, digital onboarding, SME portals and core-system integration — delivered without disrupting the systems you already run.

8 min

Digital account opening

60%

Fewer branch visits

ISO 20022

Ready messaging

Where it hurts today

Sound familiar?

  • Onboarding still needs a branch visit and three photocopies
  • The mobile app is a decade behind what customers expect
  • Core system changes take a quarter and cost a fortune
  • SME and corporate clients get no self-service at all
What changes

After we ship

More digital sign-ups

Guided eKYC journey

40%

Lower cost to serve

Self-service first

2 weeks

To ship a new feature

Decoupled API layer

Capabilities

What we build for you

Mobile & Internet Banking

Accounts, transfers, bills, cards and statements in one fast, accessible app.

Digital Onboarding & eKYC

NID/passport OCR, liveness checks and tiered limits — minutes, not days.

Core Integration Layer

A clean API façade over Temenos, Flexcube, Finacle or your in-house core.

SME & Corporate Portals

Bulk payments, payroll, approval matrices and multi-user entitlements.

Cards & Limits

Virtual and physical card issuing, controls, freeze/unfreeze and spend limits.

Analytics & Personal Finance

Spend categorisation, budgeting nudges and behavioural segmentation.

Modules included

Start with what you need now. Everything else is designed to switch on later without a rebuild.

  • Customer 360 profile
  • Account & transaction services
  • Fund transfer (intra, RTGS, NPSB, BEFTN)
  • Bill pay & merchant directory
  • Standing instructions & scheduled payments
  • Loan and deposit servicing
  • Card management & controls
  • Beneficiary & limit management
  • Notification and messaging centre
  • Back-office ops & audit console

Technology stack

Django RESTSpring-compatible APIsPostgreSQLRedisKafkaNext.jsFlutterAzure / AWS

Integrations

Core banking APIsBEFTN / RTGS / NPSBCredit bureausSMS & push gatewaysSanctions screening

Everything is deployed into your own cloud account. You own the code, the data and the infrastructure from day one.

Packages

Fixed price. Fixed timeline.

Pay once for a build, or spread it across a monthly subscription — whichever suits your cash flow.

Pilot

Validate fast

$4,900fixed scope

or from $699/mo

5–7 weeks
  • Discovery workshop & scope document
  • Core workflow, end to end
  • Clickable UI/UX design
  • One integration included
  • Cloud deployment & handover
  • 30 days of post-launch support
Start this package
Most chosen

Production

$14,900fixed scope

or from $1,799/mo

10–14 weeks
  • Everything in Pilot
  • Full module set for your use case
  • Admin console & role-based access
  • Up to four integrations
  • Mobile app (Android / iOS)
  • Load testing & security review
  • 90 days of support & iteration
Start this package

Enterprise

Scale & comply

From $34,900or a dedicated pod

or from $3,999/mo

16+ weeks
  • Everything in Production
  • Multi-entity & multi-region setup
  • Compliance & audit documentation
  • High-availability architecture
  • Data migration from legacy systems
  • Dedicated squad + virtual CTO
  • SLA-backed 24/7 support
Start this package

Prices exclude third-party licences and cloud hosting, which you pay at cost — we never mark those up.

From first call to launch

  1. 01

    Scope call

    45 minutes. We map the workflow and agree what v1 must do.

  2. 02

    Fixed proposal

    Scope, price and timeline in writing within 3 working days.

  3. 03

    Build in sprints

    Two-week sprints with a live demo at the end of every one.

  4. 04

    Launch & support

    Deployment, training, handover and continuous improvement.

Questions we get asked

No — and it should not. We build the digital experience and an integration layer on top of the core you already trust, which is far faster and lower risk.

We produce the architecture, security and data-residency documentation your regulator expects, and we build to on-premise or sovereign-cloud deployment when required.

Yes. Most banks start with onboarding plus balance and transfer, then add cards, lending and SME modules in later quarters.

Tell us the problem. We'll price the solution.

A 45-minute scope call, then a written proposal with a fixed price and timeline within three working days. No obligation.