Payment & wallet platforms built for scale
Wallets, P2P transfers, merchant gateways, lending and BNPL — engineered for high throughput, audited security and clean regulatory reporting.
99.98%
Transaction uptime
< 400ms
Median settle time
PCI-DSS
Aligned architecture
Sound familiar?
- Reconciliation still runs on spreadsheets at the end of every day
- Every new payment partner takes months to integrate
- Fraud is caught after the money has already moved
- Scaling for festival traffic means praying, not planning
After we ship
70%
Less manual reconciliation
Automated ledger matching
3×
Faster partner onboarding
One integration layer
24/7
Real-time fraud scoring
Rules + ML hybrid
What we build for you
Wallets & Stored Value
Multi-currency balances, top-ups, holds, refunds and full double-entry ledgers.
P2P & Merchant Payments
Send, request, split and settle — with QR, links and merchant checkout flows.
Gateway & PSP Integrations
bKash, Nagad, SSLCOMMERZ, Stripe, PayPal and bank rails behind one API.
Fraud & Risk Engine
Velocity rules, device fingerprinting and ML scoring applied before authorisation.
KYC & Compliance
Tiered KYC, sanctions screening, audit trails and regulator-ready reporting.
Reconciliation & BI
Automated settlement matching, dispute handling and finance dashboards.
Modules included
Start with what you need now. Everything else is designed to switch on later without a rebuild.
- Customer & merchant onboarding
- Double-entry transaction ledger
- Wallet top-up & withdrawal
- QR and payment-link checkout
- Disbursement & payout engine
- Chargeback & dispute workflow
- Loan origination & repayment
- Admin console with role-based access
- Webhook & partner developer portal
- Statement, invoice & tax exports
Technology stack
Integrations
Everything is deployed into your own cloud account. You own the code, the data and the infrastructure from day one.
Fixed price. Fixed timeline.
Pay once for a build, or spread it across a monthly subscription — whichever suits your cash flow.
Pilot
Validate fast
or from $699/mo
5–7 weeks- Discovery workshop & scope document
- Core workflow, end to end
- Clickable UI/UX design
- One integration included
- Cloud deployment & handover
- 30 days of post-launch support
Production
or from $1,799/mo
10–14 weeks- Everything in Pilot
- Full module set for your use case
- Admin console & role-based access
- Up to four integrations
- Mobile app (Android / iOS)
- Load testing & security review
- 90 days of support & iteration
Enterprise
Scale & comply
or from $3,999/mo
16+ weeks- Everything in Production
- Multi-entity & multi-region setup
- Compliance & audit documentation
- High-availability architecture
- Data migration from legacy systems
- Dedicated squad + virtual CTO
- SLA-backed 24/7 support
Prices exclude third-party licences and cloud hosting, which you pay at cost — we never mark those up.
From first call to launch
- 01
Scope call
45 minutes. We map the workflow and agree what v1 must do.
- 02
Fixed proposal
Scope, price and timeline in writing within 3 working days.
- 03
Build in sprints
Two-week sprints with a live demo at the end of every one.
- 04
Launch & support
Deployment, training, handover and continuous improvement.
Questions we get asked
Yes. We build an abstraction layer over your current provider so you can add or swap payment partners later without rewriting the product.
We design to PCI-DSS scope-reduction principles — card data is tokenised at the provider, never stored by your application. We support you through the audit but do not issue the certificate.
Every release runs against a load-test suite that simulates your peak day plus 3×, so festival and payday spikes are proven before they happen.
Tell us the problem. We'll price the solution.
A 45-minute scope call, then a written proposal with a fixed price and timeline within three working days. No obligation.